01
Apply with case and counsel details
Share the plaintiff basics, treating status, and attorney information so Prism can evaluate the matter without sending you through a consumer-credit workflow.
How it works
How Prism Funding works.
A disciplined three-step process built for speed, clarity, and non-recourse funding.
Three steps
Apply. Review. Get funded.
Every qualified matter moves through the same counsel-coordinated review so plaintiffs know what happens next.
02
We review with your attorney
Our team coordinates with counsel to understand liability posture, damages, timing, and whether the case is a fit for non-recourse funding.
03
Documents, payoff, and funding
If approved, documents are finalized, payoff terms are documented, and funds are sent so the plaintiff can cover immediate needs while the case proceeds.
Non-recourse structure
You only pay if you win.
Prism Funding advances are tied to case recovery, not to monthly payment pressure while the claim is still active.
No recovery, no repayment
If there is no settlement or verdict recovery, there is no repayment obligation to Prism Funding.
No monthly payments during the case
Plaintiffs do not juggle installment payments while treatment, discovery, and negotiation are still unfolding.
Attorney-coordinated from start to finish
We work with counsel for case detail review, documentation, and payoff coordination so the process stays orderly.
Timing
What usually affects review speed.
Prism can move quickly on qualified matters, but realistic timing depends on how complete the case information is and how quickly counsel can confirm the essentials.
Apply
Plaintiff basics
The process starts with contact details, attorney information, case type, and a short description of the matter.
Review
Counsel coordination
The biggest timing variable is usually how quickly the required case information can be reviewed with counsel.
Fund
Documents and disbursement
If approved, Prism finalizes the documentation and moves funds without turning the process into a full intake burden.
Before you apply
What helps Prism review a matter cleanly.
The fastest path is a represented case, basic plaintiff details, and enough case posture for counsel to confirm the essentials.
Qualification
Represented case required
Prism evaluates represented matters and coordinates directly with counsel during review.
Information
Core case detail helps
Plaintiff details, attorney information, treatment status, and case posture all improve review quality and speed.
Discipline
Not every case is a fit
Underwriting discipline matters. Selective review protects both the plaintiff process and the attorney relationship.
Common questions
What plaintiffs usually ask before applying.
Do I need an attorney to apply?+
Yes. Prism Funding evaluates represented matters and coordinates directly with counsel during underwriting.
How fast can funding happen?+
Once the core case details are in hand, qualified matters can move from intake to decision quickly and then to documents and disbursement.
What happens if the case does not recover?+
Because the funding is non-recourse, repayment is only owed from a successful recovery. If there is no recovery, there is no repayment.
Next step
Apply when timing matters and cash flow cannot wait.
Start the process online and Prism Funding will coordinate the next steps with your attorney.